Personal loans

at low rates

FROM
%
P.A
TO
%
P.A

Apply in minutes. Get a decision in seconds.

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While we have calculated your repayments at the interest rate you have selected, the interest rate actually charged if your application is successful may be different – meaning that the repayment amount actually charged may be different to the amount shown above. Our interest rates vary between % and % p.a. and your interest rate will depend on your personal circumstances as explained here. An establishment fee of $ will apply to each loan, and the repayment amount shown above includes repayment of that fee. Please call us on 0800 88 20 20 for more information.

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What do you need a loan for?

DEBT

CONSOLIDATION

Too many bills? You’re not alone. If you owe money on personal loans, car loans, credit card repayments or store purchases, we could help with one, easy monthly repayment, a lower overall interest rate and an easier life.

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CAR LOAN

When it comes to upgrading or buying a new car, knowing you’ve got the money in the bank could help you get a better deal. We’ll help you get on the road faster with a Heartland Personal Loan.

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TRAVEL

Trip of a lifetime on the horizon? Family and friends on the other side of the world? Big OE planned? If your budget doesn’t match your dreams, we could help with a Heartland Personal Loan.

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BOAT LOAN

Looking to buy your first boat, repower your existing boat or upgrade to a new boat?

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RENOVATIONS

Need more space? Got your eye on a new kitchen? Or just want to give your lounge a new lease of life? Our Personal Loans can help you get more from your property add value to you home.

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WEDDINGS

Congratulations. Whether it’s a destination wedding, a picnic in the park or a huge marquee in a field, your big day could mean big expenses. A Heartland Personal Loan can make your special occasion truly memorable.

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Lending criteria, fees and charges apply, including a $ establishment fee.