PERSONAL LOANS

Apply in minutes. Get a decision in seconds.

With rates from % p.a.

You could have what you want in no time.

Apply in minutes. Get a decision in seconds.

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While we have calculated your repayments at the interest rate you have selected, the interest rate actually charged if your application is successful may be different – meaning that the repayment amount actually charged may be different to the amount shown above. Our interest rates vary between % and % p.a. and your interest rate will depend on your personal circumstances as explained here. An establishment fee of $ will apply to each loan, and the repayment amount shown above includes repayment of that fee. Please call us on 0800 88 20 20 for more information.

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What do you need a loan for?

TRAVEL

Trip of a lifetime on the horizon? Family and friends on the other side of the world? Big OE planned? If your budget doesn’t match your dreams, we could help with a Heartland Personal Loan.

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RENOVATIONS

Need more space? Got your eye on a new kitchen? Or just want to give your lounge a new lease of life? Our Personal Loans can help you get more from your property add value to you home.

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WEDDINGS

Congratulations. Whether it’s a destination wedding, a picnic in the park or a huge marquee in a field, your big day could mean big expenses. A Heartland Personal Loan can make your special occasion truly memorable.

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DEBT

CONSOLIDATION

Too many bills? You’re not alone. If you owe money on personal loans, car loans, credit card repayments or store purchases, we could help with one, easy monthly repayment, a lower overall interest rate and an easier life.

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Interest rates from % to % per annum. Lending criteria, fees and charges apply, including a $ establishment fee.