Car Loan

You can get on the road faster with Heartland Bank.

Great rates from
% p.a. up to % p.a.

Apply in minutes. Get a decision in seconds.



While we have calculated your repayments at the interest rate you have selected, the interest rate actually charged if your application is successful may be different – meaning that the repayment amount actually charged may be different to the amount shown above. Our interest rates vary between % and % p.a. and your interest rate will depend on your personal circumstances as explained here. An establishment fee of $ will apply to each loan, and the repayment amount shown above includes repayment of that fee. Please call us on 0800 88 20 20 for more information.

Calculate Repayments

Does your existing car need upgrading, are you searching Trade Me for a bargain, or are you buying a second car for the family?

Financing your new car today through a Heartland personal loan could help you get what you really need (or want).

Apply for a Heartland personal loan in less than three minutes, and get a decision in seconds.

Rates from %p.a.

Lending criteria, fees and charges apply, including an establishment fee of $.

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